Legal Documents and Disclosure
Documents & Disclosures
- Disclosure Statement
- User Agreement
- Cancellation Form
- Credit Repair Organizations Act
- Privacy Policy
By authorizing PiggyMyCredit to process your payment via electronic check, credit card, debit card, ACH, RCC, or ICL, you extend your authorization to include the transfer of your personally identifiable information to third parties PMC deems necessary. This personally identifiable and sensitive information will consist of, but is not limited to your name, address, phone number, bank account numbers, and routing numbers will be used to verify your account’s validity, check writing history, and/or account balance(s).
Billing Terms
The Client (you) will remit any and all amounts that are payable to PMC, Inc. (Company) under this agreement on an “Upon Receipt” basis. The client hereby authorizes PMC, Inc. to initiate transaction entries from the client’s checking account for any and all amounts owing to PMC, Inc. under this agreement. PMC, Inc. will attempt to collect all amounts owed by client using the client’s checking account up to four times. Should such collection method fail, client acknowledges that a $50 fee will be assessed for each such failure. In addition, interest will accrue on any past due amounts at the rate of the lesser of one and one-half percent (1.5%) per month or the maximum amount permitted by law. Client shall be liable to the Company for all attorneys’ fees and other costs of collection to collect such unpaid amounts.
Entries initiated to or from the Client’s checking account will be in accordance with the rules set herein. This authorization is to remain in full force and effect until PMC, Inc. has received payment in full for all services rendered, and any applicable recovery fees. If the client’s checking account number changes, the client shall promptly provide PMC, Inc. with written notice of the change and the new number(s). If the client fails to provide PMC, Inc. with accurate current account numbers, PMC, Inc. may discontinue its performance of services for the Client, place their account with a national collection agency, and may seek compensation for loss of use.